| Life Insurance |
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| Consider life insurance a “provider” policy. It will pay benefits to the person(s) you designate in the event of your death. These benefits will care for loved ones you leave behind including spouse, children, and/or parents. Life insurance may also be used to pay funeral expenses, which can be costly. |
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| There are many options to consider when purchasing life insurance. The premium you pay and the length of the policy are all determined by your needs and preferences. Life insurance may also be used for retirement planning. We will sit down with you to discuss your life situation and help you choose the right policy for you |
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| Specialty Lines |
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| Long Term Care |
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| Health insurance does not generally include long term care. Long term care insurance provides coverage care for people who have a chronic illness or need rehabilitation. You may find the need for long term care at any age. |
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| Long-term care insurance helps meet health or personal needs. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. There are several criteria that determine eligibility. We will sit down with you to assess your situation and help you choose the right coverage to protect yourself and your family. |
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| Special Needs |
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| Do you or someone you love have diabetes, are overweight, have high blood pressure, cancer, are disabled, or have a child with Down Syndrome, etc.? When you have special needs, you need special coverage. |
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| Specialty Life Insurance is a whole life policy with graded benefits. They can offer non-forfeiture values including cash value, paid up insurance and/or reduced life coverage. We will sit down with you to assess your needs and choose the right coverage for you. |
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| Disability/Income Protection |
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| If you were injured and unable to work, would you be able to pay your bills? If the answer is no, then you should consider disability insurance. Disability insurance can help you pay your bills by replacing a portion of your income. It can help you maintain your current lifestyle and provide financial protection. We will sit down with you to help you choose the right coverage for you and your family. |
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Health
With all of the changes in the field of healthcare right now, it can be a challenge finding good coverage you can afford. Many of us have traditionally had our health insurance covered by an employer under a group plan. When you lose your job or start your own business, you will need to purchase your own health care plan. Making sure you have adequate coverage to meet your family's needs is important, and all of the options can be confusing. We will sit down with you to assess your needs and provide you options to help you choose the right plan.
Allstate Workplace Division
This supplemental health policy is for employees within a company environment. Both the employer and the employee benefit from this type of coverage. The employer does not pay premiums but receives tax benefits. Employees qualify for group rates. Three applications are needed for a company to qualify for the program. With 10 or more applications, the organization qualifies for group underwriting, providing more value and ways to save. Types of available coverage include cancer, disability, supplemental health, accident and life insurance.
Qualification is simple. There are three questions an applicant must answer. Coverage is available for any size business. We will sit down with you and assess your needs to see if this type of policy is appropriate. |
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Refer Us and Win |
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2009 is the year of the referral! Run your mouth about A-One Financial Services, Inc. and you could win!
There are three ways to win:
Tell a friend, colleague, relative, acquaintance…whoever….about us. When they call and tell us you sent them (don’t worry we ask when they call), you could win
- Free $10 gas card
- Chance to win the monthly $40 gift card
- Chance to win $500 grand prize gift card
The first week of each month, we randomly draw from all of last month’s qualifiers. The winner receives a $40 Visa gift card.
Grand prize – On December 9, 2009, we will conduct a random drawing from all grand prize entries. The winner receives a $500 Visa gift card just in time for the holidays.
Call 614-882-2442 now and be a winner today! |
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